LEBC Corporate Healthcare Solutions brings expertise and transparency to the integration of Private Medical Insurance (PMI) in any employee benefits package, in any business; large, medium or small.
By arranging Private Medical Insurance on a group basis, the cost can be substantially reduced. Employees can have effective treatment and be back at work without undue delay, an obvious benefit for employers.
Private Medical Insurance is a particularly valued benefit by employees; however, these plans generally need to be monitored, to ensure costs do not get out of control.
We are committed to a proactive and long-term approach to our client's needs, and delivering impartial advice about the complex health insurance market, we ensure you have all the information you require when it comes to purchasing PMI or renewing your existing group scheme.
Our capabilities enable us to:
- Navigate you through the vast number of policies available, the complex terms and conditions of benefits and restrictions, where they apply.
- Negotiate with insurers on your behalf ensuring your company's requirements are the priority at all times.
- Ensure the pricing of policies is realistic and sustainable.
- Manage the performance of Private Medical schemes, and liase with you the client at the mid-term point, so that you can be confident of your position and the choices available to you when it comes to the renewal of your group scheme.
- Assist with claims queries. Where borderline payments are required, use our influence to obtain a satisfactory conclusion.
- Give notification of changes that could affect your company scheme, new products or product improvements that could more specifically meet your needs.
Why employers are choosing PMI?
Getting people back to work more quickly after illness or injury continues to be the single most important consideration for employers who integrate Private Medical Insurance as part of their employee benefits package; testimony to the effectiveness of PMI in reducing absenteeism within organisations.
By giving your people access to prompt treatment and medical investigation, should they need it, you reduce the possibilities for the long, drawn-out ordeal that has become synonymous with NHS treatment today. Consequently, you protect your bottom line from falling productivity and low morale that can so often accompany delayed treatment of an illness.
But it is also a sign that you care for the well-being of your people, and recognise the peace of mind that such a benefit can provide for a member of staff or their family if they become ill. Private Medical Insurance signals genuine acknowledgement of your employee's contribution to your company, even when they can't be there for you.
To discuss Private Medical Insurance options please call 0161 233 7099, or submit a request for one of our representatives to get back to you. Alternatively, you may Email us.
Committed to a proactive and long-term approach to our client's needs, and delivering impartial advice about the complex health insurance market, we ensure you have all the information you require when it comes to purchasing PMI or renewing your existing group scheme.
Our capabilities enable us to:
- Navigate you through the vast number of policies available, the complex terms and conditions of benefits and restrictions, where they apply.
- Negotiate with insurers on your behalf ensuring your company's requirements are the priority at all times.
- Ensure the pricing of policies is realistic and sustainable.
- Monitor the performance of Private Medical schemes, and liasing with you at the mid-term point, so that you can be confident of your position and the choices available to you when it comes to the renewal of your group scheme.
- Assist with claims queries. Where borderline payments are required, use our influence to obtain a satisfactory conclusion.
- Give notification of changes in legislation that could affect your company scheme, new products or product improvements that could more specifically meet your needs.
Stress Management
Psychiatric cover can become an essential part of your company policy on stress, providing your people with access to counselling and psychotherapy courses as well as advice on stress management and coping strategies should they require it.
Psychiatric cover is a sensible addition to your group PMI scheme as it can assist with early intervention and practical management of stress; two factors which have been proven to limit and reduce the effects of this condition.
It might also be worth considering if you have a group income protection policy, as carefully managing the condition of a stressed employee at the early stages mayhelp to avoid a claim on the group income protection policy.
The scope and variety of benefits in relation to this type of cover is great. Therefore, it is essential that your psychiatric and stress management options be carefully considered.
Exclusions and limitations on cover can be problematic, varying a great deal among plans and providers. For example, a stressed employee may be more likely to drink more alcohol or become dependent upon prescription or non-prescription drugs, yet some policies apply exclusions to such conditions.
Occupational Health
Helping you to ensure a positive relationship between the health of your people and the profitability of your business.
Research indicates that a proactive approach to Occupational Health within your organisation protects your people from escalating illness and your bottom line from the unexpected costs associated with absenteeism and accidents at work.
Conversely, organisations that don't invest in protecting and promoting the health of their people at work leave themselves open to the threat of litigation and compensation payouts, as well inviting the charge that they are uncaring employers.
We bring experience in delivering the most appropriate Occupational Health solution to your business - large, medium or small. Our capabilities enable us to navigate you through the complexities of today's market, identifying services specific to your industry and management requirements, as well as providing advice relating to:
- Audits & Risk Assessments
- Training & Consultation of Employees
- Guidance & Support for Managers & Health & safety professionals
- Legal Compliance
- Muscular-skeletal Health
- Drugs and Abuse Procedures
PMI & Psychiatric Cover
Psychiatric cover can become an essential part of your company policy on stress, providing your people with access to counselling and psychotherapy courses as well as advice on stress management and coping strategies should they require it.
Psychiatric cover is a sensible addition to your group PMI scheme as it can assist with early intervention and practical management of stress; two factors which have been proven to limit and reduce the effects of this condition.
It might also be worth considering if you have a group income protection policy as carefully managing the condition of a stressed employee at the early stages will help to avoid a claim on the group scheme.
The scope and variety of benefits in relation to this type of cover is great. Therefore, it is essential that your psychiatric and stress management options be carefully considered.
Exclusions and limitations on cover can be problematic, varying a great deal among plans and providers. For example, a stressed employee may be more likely to drink more alcohol or become dependent upon prescription or non-prescription drugs, yet some policies apply exclusions to such conditions.
Health Surveillance
Health Surveillance procedures are necessary for compliance with Health & Safety Legislation, but they also go a long way to benefit your business, ensuring the good health of your people and protecting group insurance premiums.
Essentially, health surveillance procedures provide an early warning signal for potential problems, empowering your company to operate from a position of strength and insight when it comes to ensuring the people you hire are up to the challenge of working for your company.
Equally, pre-employment screening fulfils a similar function, protecting your business from the problems associated with undeclared pre-existing conditions.