Alec Wightman - Senior Consultant - Manchester
Qualifications
Chartered Insurance Institute
- Financial Planning Certificate
- Advanced Financial Planning Certificate
- APFS Associate of the Personal Finance Society
- G10 Taxation and Trust
- G60 Pensions
- G80 Long-Term Care, life and health protection
- K10 Retirement Options
- K20 Pension Investment Options
- CF7 Lifetime Mortgage Activities
- CF8 Long Term Care Insurance
- CF9 Pensions Simplification
- MAQ Mortgage Advice Qualification
- Licenced to undertake Equity Release Mortgages
- HR1 Home Reversion Plans
Experience
Following a successful commercial management career, Alec moved into the Financial Services industry in 1992. In 1998 he joined Hogg Robinson Financial Services Limited and has worked as an IFA for 9 years.
Alec has experience in the full range of financial services including group and individual. In the field of pensions, he advises the self-employed and owner directors including the use of SSAS and SIPPS and Drawdown arrangements.
Alec has significant involvement with other professional advisers. He is quite at home discussing Trustee investments and IHT/LTC protection with solicitors as well as their own partnership arrangements. He has recently become involved in pre-retirement courses to a large company in the North West. As the Professional Practice Relationship Manager for the branch, Alec develops the links between professional connections and his colleagues.
Specialisation
Pre-retirement and post-retirement planning including all the options available; transfers, annuity purchase, phased and income drawdown and self-invested schemes. Estate Planning including the use of investments and Trusts. Equity Release for the Older Client.
Equity release refers to Home reversion schemes and Lifetime mortgages. To understand the features and risks ask for a personalised illustration.
You can choose how we are paid: pay a fee, usually 0.5% of the loan amount, or we can accept commission from the lender.
The FSA does not regulate redundancy advice or all forms of inheritance tax planning